Last updated: 8 December 2025 – all scaffolding finance rates & safety compliance verified this week
Written & reviewed by Ding Financial construction equipment team – ACL 222640 | 18+ years scaffolding finance experience
⚠️ Important Disclaimer
All information is general only and does not constitute personal financial, taxation, or safety advice.
Rates and eligibility are indicative only and vary based on credit profile, scaffolding type/quantity, safety compliance, and lender criteria.
Scaffolding must meet WorkSafe NSW and AS/NZS 1576 standards. This page does not provide safety compliance advice.
Tax benefits (including $20k instant write-off) depend on your situation and current ATO rules.
Contact Ding Financial, your accountant, or WorkSafe NSW before making decisions.
Scaffolding Finance NSW – Kwikstage, Frame & Modular Systems
Finance all scaffolding systems for NSW construction, building, maintenance, and painting contractors. Kwikstage scaffolding, frame scaffolding, modular systems, aluminium towers, and mobile scaffolds.
Compare 20+ specialist lenders, understand the $20k instant write-off, WorkSafe NSW compliance requirements, and get expert quotes from Ding Financial (ACL 222640).
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Important Tax & Financial Disclaimer
General Information Only: The information provided on this page is for general guidance purposes only and should not be considered as professional tax, legal, or financial advice.
Seek Professional Advice: You must seek professional advice from a qualified accountant, tax advisor, or financial planner regarding your individual tax circumstances, strategies, and current regulations before making any financial decisions.
ATO Requirements: For official information about tax deductions, instant asset write-offs, depreciation schedules, and current ATO requirements, always cross-reference with the Australian Taxation Office website:
Tax laws and regulations are subject to change. Always verify current requirements with the ATO and consult with professional advisors before making equipment finance decisions.
Official ATO $20,000 Instant Asset Write-Off
Based on official Australian Taxation Office guidance - current for 2024-26 financial years
$20,000 Instant Asset Write-Off
Official ATO instant asset write-off for eligible scaffolding and access equipment
Eligibility Requirements
- •Business aggregated turnover less than $10 million
- •Asset cost less than $20,000 (ex GST if registered)
- •First used or installed ready for use 1 July 2024 – 30 June 2025 (law) | 1 July 2025 – 30 June 2026 (announced)*
- •Using simplified depreciation rules
- •Both new and second-hand assets qualify
How It Works
- •Per-asset basis: Write off multiple assets under $20k each
- •Immediate deduction: Claim full business portion in year of purchase
- •GST treatment: Exclude GST if registered, include if not
- •Business use only: Only claim business portion (not private use)
Assets $20,000 or More
If your asset costs $20,000 or more, it goes into the small business simplified depreciation pool:
- • 15% deduction in the first year
- • 30% deduction each subsequent year
- • If pool balance falls below $20,000, write off the entire balance
Important Exclusions & Limits
Passenger vehicles limited to $69,674 for depreciation purposes (excludes motorcycles and disability-modified vehicles)
- • Assets leased out (>50% of time)
- • R&D assets (special rules apply)
- • Capital works & buildings
- • Horticultural plants
Practical Example
Purchase: Computer for $6,800 (80% business use)
Instant Write-Off: $5,440 (80% of $6,800) in the year of purchase
Total cost ($6,800) is below $20,000 threshold ✓
Business can claim $5,440 deduction immediately, not spread over multiple years
* Legislative Status: The $20,000 instant asset write-off for 2024-25 (1 July 2024 to 30 June 2025) is confirmed law. The extension for 2025-26 (1 July 2025 to 30 June 2026) has been announced by the government but is not yet legislated. While the government has committed to this extension, it requires parliamentary passage before becoming law.
Important: This information is based on ATO guidance current as of December 2024. Tax laws change regularly. Consult a registered tax agent or accountant to ensure your specific situation qualifies for the instant asset write-off. Record keeping requirements apply.
NSW Scaffolding Types & Indicative Finance Pricing
Kwikstage Scaffolding
Heavy-duty, high-rise construction
System Specifications:
Galvanised steel, AS/NZS 1576.3 compliant, modular ledgers/transoms
New Pricing (per m²):
- • Small package (100-300m²): $80-$120/m²
- • Medium package (300-800m²): $70-$100/m²
- • Large package (800-2000m²): $60-$90/m²
- • Bulk purchase (2000+ m²): $50-$75/m²
Total Package Costs:
- • 200m² starter: $16,000-$24,000
- • 500m² medium: $35,000-$50,000
- • 1000m² large: $60,000-$90,000
- • 2500m² contractor: $125,000-$188,000
Indicative Finance Rates:
7.0-9.5% p.a.*
✅ Best For:
- • High-rise construction
- • Commercial building projects
- • Industrial maintenance
- • Large-scale renovations
- • Infrastructure works
Popular Brands in NSW:
Layher, PERI, Haki, Excel, Acrow, Stronghold
Frame Scaffolding
Light-medium duty, flexible
System Specifications:
Steel/aluminium frames, AS/NZS 1576 compliant, walk-through design
New Pricing (per m²):
- • Small package (50-200m²): $70-$110/m²
- • Medium package (200-600m²): $60-$95/m²
- • Large package (600+ m²): $50-$80/m²
Indicative Finance Rates:
7.5-10.0% p.a.*
💡 $20k Instant Write-Off:
Starter frame scaffolding packages under $20k ex-GST may qualify. Verify with ATO and accountant.
Aluminium Towers
Mobile, lightweight, quick-setup
Height Range:
2-12 metres platform height (typical: 4m, 6m, 8m, 10m)
New Pricing:
- • 2-4m platform: $2,500-$5,500
- • 5-7m platform: $5,000-$10,000
- • 8-10m platform: $9,000-$16,000
- • 11-12m platform: $15,000-$25,000
Indicative Finance Rates:
8.0-10.5% p.a.*
💡 $20k Instant Write-Off:
Most aluminium towers under $20k ex-GST qualify for instant write-off. Consult accountant.
Specialty Scaffolding
Suspended, hanging, formwork
Types:
Suspended platforms, formwork systems, birdcage scaffolding
Pricing Range:
- • Suspended platform: $15,000-$45,000
- • Formwork system: $25,000-$80,000
- • Birdcage package: $35,000-$120,000
Indicative Finance Rates:
7.5-9.5% p.a.*
Ding Financial Scaffolding Finance Expertise
*Indicative rates only. Actual rates vary based on credit profile, scaffolding type/quantity, safety compliance history, and lender criteria. Ding Financial has 18+ years experience financing scaffolding for NSW contractors. Contact us for personalized quotes.
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